Need help with financing?
Financing by New American Mortgage
At Joyner Fine Properties, we strive to provide you with FULL-SERVICE real estate assistance, which includes helping you find a mortgage lender, should you need one. Although there are many lenders in the area, we highly recommend New American Mortgage. New American has proved their worth to us by, among other things, closing a loan within 10 days of receiving information from the purchaser.
Laura Stevens of New American will be happy to assist you - just sign up here and she will contact you.
In a hurry? Call 804-270-9440 to apply over the phone
Why Get Pre-Qualified?
- Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
- While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
- These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
